Real estate investment
Direct Lender + Brokerage · 180+ Capital Partners · 47 States

Close YourReal EstateDeal Fast.

Pre-quote in 48 hours. Close in as little as 21 days. Minimal docs. No bank red tape. Loans from $150K to $50M.

$150K–$50M

Loan Range

21 Days

Fast Close

47

States

Acquisition Loans Cash-Out Refinance Development Deals Commercial & Multifamily Bridge Financing Ground-Up Construction Acquisition Loans Cash-Out Refinance Development Deals Commercial & Multifamily Bridge Financing Ground-Up Construction Acquisition Loans Cash-Out Refinance Development Deals Commercial & Multifamily Bridge Financing Ground-Up Construction Acquisition Loans Cash-Out Refinance Development Deals Commercial & Multifamily Bridge Financing Ground-Up Construction
Loan Programs

Every Deal Type. Direct Lending + 180+ Partners.

Buy Your Next Investment Property

Move faster than any other buyer at the table.

We fund single-family, multifamily, and commercial acquisitions with minimal documentation and lightning-fast closings. No bank committees, no endless back-and-forth — just a direct decision from a direct lender.

  • Up to 80% LTV
  • Close in as little as 21 days
  • Rates from the low 6's
  • $150K – $50M loan range
  • SFR, multifamily & commercial

21 Days

Avg. Close

80%

Max LTV

Before renovation
BEFORE
Portfolio Result
After renovation
AFTER

+38%

Value Increase

Eligibility & Criteria

Do You Qualify?

48 hrs

Pre-Quote

$0

No Fee

Min Docs

To Start

01

Property Types

Single-family (SFR), 2–4 units, multifamily (5+), mixed-use, retail, office, industrial, and ground-up development projects across 47 states.

02

Loan Purpose

Acquisition, rate & term refinance, cash-out refinance, bridge financing, and ground-up construction or major renovation.

03

Loan Size & LTV

Loans from $150,000 to $50,000,000. Standard LTV up to 80%, with select deals qualifying up to 90% depending on asset quality and deal structure.

04

Borrower Profile

Individual investors, LLCs, corporations, and foreign nationals considered. Asset-based underwriting — no minimum credit score required. First-time investors welcome.

05

Documentation

We keep it minimal: property info, purchase contract or mortgage statement, scope of work (if applicable), entity docs, and 3 months of bank statements.

06

Geographic Reach

Actively lending in 47 U.S. states. Coastal, inland, urban, suburban, and rural markets all considered. Contact us for state-specific program details.

Not sure if your deal qualifies?

Submit your scenario — we'll give you a straight answer within 48 hours. No obligation.

Quick Apply

Submit Your Deal in Minutes

Simple 4-step process to get your pre-quote within 48 hours

1
Property
2
Loan
3
Timeline
4
Contact

Property Details

Recently Funded

Deals We've Closed.

A live snapshot of recently funded transactions across property types and markets.

Miami, FL

Miami, FL

12 Mo term

Type:Acquisition
Amount:

$2.4M

LTV:

70%

Rate:

10.25%

Closed:

18 Days

Austin, TX

Austin, TX

24 Mo term

Type:Development
Amount:

$8.75M

LTV:

65%

Rate:

10.99%

Closed:

21 Days

Atlanta, GA

Atlanta, GA

18 Mo term

Type:Cash-Out
Amount:

$1.2M

LTV:

65%

Rate:

9.99%

Closed:

14 Days

Chicago, IL

Chicago, IL

36 Mo term

Type:Commercial
Amount:

$14.5M

LTV:

70%

Rate:

7.75%

Closed:

21 Days

Phoenix, AZ

Phoenix, AZ

12 Mo term

Type:Acquisition
Amount:

$3.6M

LTV:

70%

Rate:

10.50%

Closed:

19 Days

Nashville, TN

Nashville, TN

24 Mo term

Type:Refinance
Amount:

$5.2M

LTV:

68%

Rate:

9.90%

Closed:

16 Days

Deal details shown for illustrative purposes. Terms vary by deal. Contact us for current program rates and availability.

About Blue Mountain Capital
About Us

We're Not a Bank.We're Your Lending Partner.

15+

Years in Business

$2.8B+

Total Funded

1,200+

Deals Closed

21 Days

Avg. Close

Blue Mountain Capital is a lending platform — we are a direct private lender AND a brokerage with access to 180+ capital partners. That means if your deal falls outside our in-house direct lending capabilities, we can still get it funded through our extensive partner network. Faster decisions, fewer layers, and a team that actually understands real estate investment.

Our underwriting is asset-based and common-sense driven. We look at the deal, not just the borrower's credit history. That's why investors come back to us deal after deal — we say yes when others say no, and we close when others are still processing paperwork.

With lending capabilities across 47 states, loan amounts from $150K to $50M, and a commitment to closing in as little as 21 days, we are the partner serious investors rely on.

Direct + Broker

We lend directly AND broker to 180+ capital partners. If it falls outside our in-house capabilities, we still get your deal done.

Speed First

Pre-quote in 48 hours. Close in 21 days. We've built our entire process around moving at the speed of real estate.

Minimal Docs

We ask for what we need and nothing more. Our asset-based approach means less paperwork and faster approvals.

47 States

From New York to California and everywhere in between — we're licensed and actively lending across 47 states.

Get In Touch

Let's Discuss
Your Deal

Have a deal in mind? Our lending team is ready to review your scenario and provide a no-obligation pre-quote. Reach out and let's get started.

Office

Colorado Springs, CO
Professionals Across the U.S.

Send Us a Message

We'll respond within 24 hours

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